This chocolate chip banana baked oatmeal is a warm, cozy breakfast that tastes like dessert but is made with wholesome ingredients. Think of it as a soft slice of banana bread baked with oats and melty chocolate chips-naturally sweetened with ripe bananas and maple syrup for a healthy start to your day.

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The backstory.
I wanted a cozy, better-for-you breakfast that you can mix, pour, and bake-no fuss. Ripe bananas bring natural sweetness, the oats turn tender and creamy, and the walnuts add a warm, toasty crunch. Mini chocolate chips bake right into the oatmeal, creating little pockets of melty goodness in every slice-simple, nourishing, and exactly what I want on repeat all week.
xoxo Kori
It's a must-make.
This chocolate chip banana baked oatmeal is a nourishing breakfast that feels like a treat.
- Comforting banana bread flavor. All the cozy taste of banana bread, baked into a wholesome, healthy breakfast recipe (great for meal prep, too).
- Gooey chocolate in every bite. Mini chocolate chips melt throughout for just the right touch of sweetness.
- Naturally balanced and satisfying. Made with oats, ripe bananas, and milk for a good mix of fiber, protein, and healthy carbs.
- Easy one-baking dish recipe. Quick to make, simple to clean up, and perfect for your weekly meal prep routine.
I have a borderline addiction to making baked oatmeal-this version is like banana bread and breakfast had a delicious little baby.
Let's talk texture and flavor.
Take your first bite and you'll see why this baked oatmeal banana chocolate chip recipe is irresistible. The edges are golden and slightly crisp, while the center stays moist and soft. The sweet banana flavor shines through, complemented by the rich chocolate chips and a hint of cinnamon. It's the perfect balance of cozy, nourishing, and just a little indulgent.
Baked oatmeal banana chocolate chip ingredients.

Here's what you'll need to make this chocolate chip banana baked oatmeal:
- Old-fashioned rolled oats: The hearty base that gives this baked oatmeal its classic texture.
- Baking powder: Helps lift the oatmeal slightly so it's light and tender.
- Cinnamon and salt: A little spice and balance for all that natural sweetness.
- Mashed ripe bananas: The key ingredient that adds flavor, moisture, and sweetness.
- Flax egg or regular eggs: Holds everything together and adds protein.
- Milk of choice: Use dairy milk, oat milk, or almond milk-all work beautifully.
- Maple syrup, honey, or granulated sugar: Naturally sweetens and deepens the banana flavor.
- Vanilla extract: Adds warmth and complements the chocolate perfectly.
- Mini chocolate chips: The chocolatey goodness in every bite.
- Walnuts: Add crunch and extra heart-healthy fats.
- Brown sugar: This could technically be optional, but I highly recommend not skipping this step. Broiling the brown sugar on top creates the most wonderful crispy crust on top.
If you love this recipe, you'll want to try my other baked oatmeal favorites too. The Pumpkin Baked Oatmeal is cozy and spiced, Blackberry Baked Oatmeal bursts with summer sweetness, Blueberry Banana Baked Oatmeal is fruity and comforting, and Apple Cinnamon Baked Oatmeal is the ultimate warm breakfast classic.
Customize it your way.
This banana chocolate chip baked oatmeal recipe is super easy to customize and perfect for any morning routine.
- Add chopped nuts like pecans or walnuts for crunch.
- Swap mini chocolate chips for dark chocolate chunks if you like a deeper flavor.
- Honey, granulated sugar, or brown sugar may be used in place of maple syrup.
- Stir in chia seeds for added texture and a boost of fiber.
- Swirl in or adding peanut butter or almond butter before baking for a rich, creamy twist.
- Use this same batter to make baked oatmeal cups-great for meal prep or on-the-go breakfasts.
Flexible dietary swaps.
Here are a few flexible swaps that make this baked oatmeal banana chocolate chip recipe fit your needs:
- Dairy-Free: Use almond milk or oat milk and substitute coconut oil for butter.
- Plant-Based: Use a non-dairy milk of choice and substitute flax eggs for the eggs. Use plant-based chocolate chips.
- Nut-Free: Skip the walnuts or replace them with sunflower seeds for crunch.
- Gluten-Free: Be sure to use certified gluten-free rolled oats.
- Egg-Free: Use a flaxseed "eggs" (2 tablespoons flaxseed meal mixed with 6 tablespoons water).

How to enjoy them.
There are plenty of delicious ways to enjoy chocolate chip banana baked oatmeal:
- Warm from the oven with a cozy mug of coffee or tea
- Topped with a drizzle of peanut butter for extra creaminess
- Crumble it over yogurt for a hearty breakfast parfait
- Packed up for an easy snack-it travels perfectly for busy mornings or road trips
Kori's tips.
- Use very ripe bananas for the best sweetness and flavor.
- Don't overbake-check that the center is just set for a soft, moist texture.
- Let it cool slightly before cutting; it will hold together better once set.
FAQ's
Store in an airtight container in the refrigerator for up to 5 days.
Warm individual slices in the microwave for 20 to 30 seconds or reheat the pan in a 325°F oven until warmed through. Add a splash of milk if it feels dry.
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📖 The recipe.

Banana Chocolate Chip Baked Oatmeal
Ingredients
- 3½ cups oat milk or other milk of choice (dairy or non-dairy)
- ¼ cup granulated sugar (or 1½ to 2 tablespoons of maple syrup or agave nectar)
- 2 tablespoons ground flax seed combined with 6 tablespoons of water (or, 2 eggs)
- 2 teaspoons vanilla extract
- 2¼ cups old fashioned oats
- 1 teaspoon ground cinnamon
- 1 teaspoon baking powder (use gluten-free if needed)
- ¼ teaspoon table salt
- 2 large ripe bananas (mashed)
- ¼ cup mini chocolate chips
- ¼ cup chopped walnuts (may be omitted; can be toasted, and almonds or pecans may be substituted)
- ¼ cup firmly packed brown sugar
Instructions
- Preheat oven to 350º F. Grease an 9-inch baking dish with nonstick spray. If using a flax egg: In a small bowl, mix the flax meal and water. Let sit until it becomes gelatinous about 10 minutes.
- In a large bowl, whisk together milk, sugar, vanilla, flax meal mixture (or egg), and mashed banana.
- Stir in oats, cinnamon, baking powder, salt, walnuts, and chocolate chips.
- Pour into the baking dish. Bake for 40 to 50 minutes or until the center jiggles only slightly. (Note that the outside will start to puff first, and then the inside will follow. At the point the inside is equally puffy, the center should then be just slightly jiggly, and that's when it's done.)
- Remove from the oven and sprinkle the brown sugar evenly over the top of the oatmeal, spreading with a spoon to cover the surface.
- Set oven to broil. Broil 4 inches from the heat until sugar bubbles and browns slightly, 1 to 2 minutes. (Watch carefully to prevent burning.)
- Remove the oats from the oven and let sit for about 10 minutes before serving. The oats will firm up as they sit. Serve warm with a drizzle of milk of choice, sweeten to taste with additional brown sugar or maple syrup sprinkled over the top.
Kori's Tips
- This is an egg-free recipe using flax "eggs", but 2 eggs or ½ cup liquid egg whites can be substituted for the flax egg (2 tablespoons of ground flax seed meal and 6 tablespoons of water, mentioned in the ingredients above).
- Dairy or plant-based milk may be used. The creamier it is, the thicker the oats will be. I used creamy oat milk.
- Maple syrup or agave may be substituted for the granulated sugar.
- A mixture of fresh berries may be used. I have not tested frozen berries, they could technically be used but they will add to the moisture and increase baking time.
- Any favorite nut can be substituted, but I like walnuts, pecans, or almonds. You could also omit the nuts altogether.
Nutrition
© 2025 Seeking Good Eats™
Keep the good eats going.
Here are some more delicious breakfast recipes with oats and a few with flaxseed.






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